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# Assets

# Assets

Products

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Collects what the borrower holds — deposit and investment accounts, the institution each sits with, and the balance.
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- **Used when**
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— After income, since the deposit and the reserves are read against it.
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- **Collects**
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- Each account, its kind, the institution and the balance.
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- Assets that are not accounts, through the other-asset variant.
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- **Returns**
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- One record per asset, typed so the deposit and the reserve calculation can read them.
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- **Hands off**
- Gifts and grants — funds given to the borrower rather than held by them

- **Evidence**
- `bot-asset-collector`
- `bot-assets-collector`
- `bot-other-asset-collector`

## Others in Products

- Application document
- Co-borrower invitation
- Contact details
- Correction
- Credit
- Declarations
- Demographic details
- Employment and income
- Frequently-asked questions
- Gifts and grants
- Liabilities
- Loan lookup
- Military service
- Mortgage details
- Other income
- Personal identity
- Preapproval letter
- Pricing
- Rate estimate
- Real estate owned
- Residency
- Self-employment income
- Workspace assistant