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# Gifts and grants

# Gifts and grants

Products

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Collects funds given to the borrower rather than held by them — the donor, the relationship, the amount, and whether the funds have arrived.
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- **Used when**
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— Where the assets conversation found a deposit the borrower's own accounts do not cover.
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- **Collects**
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- The donor, their relationship to the borrower, and the amount.
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- Whether the funds have been received, and where they sit.
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- Whether the source is a gift or a grant programme.
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- **Returns**
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- One record per gift or grant, typed so the deposit calculation can treat it correctly.
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- **Hands off**
- Assets — funds the borrower already holds

- **Evidence**
- `bot-gift-or-grant-assets-collector`
- `bot-gift-or-grants-interactive`

## Others in Products

- Application document
- Assets
- Co-borrower invitation
- Contact details
- Correction
- Credit
- Declarations
- Demographic details
- Employment and income
- Frequently-asked questions
- Liabilities
- Loan lookup
- Military service
- Mortgage details
- Other income
- Personal identity
- Preapproval letter
- Pricing
- Rate estimate
- Real estate owned
- Residency
- Self-employment income
- Workspace assistant