# Eligibility # Eligibility Agency underwriting, mortgage-insurance eligibility, regulatory screening, fraud and investor criteria. Will someone buy this loan? Eligibility is asked from several directions at once. The agency engines answer whether the loan is saleable to a government-sponsored enterprise; the carriers answer whether it is insurable; regulatory screening answers whether it is permitted; the investor criteria answer whether anyone else will take it. A loan that fails any of them is a loan with nowhere to go, which is why these checks run before work rather than after it. ## Products In the order the value chain runs. 1. Compliance has a recorded specification 1. Fraud 1. Government has a recorded specification 1. Insurance has a recorded specification 1. Rating