# Rating # Rating Investor and rating-agency eligibility for loans destined for sale outside the agency channel. A loan that will not be sold to an agency is sold under an investor's own overlay, and the overlay is where the eligibility question moves. The slot covers scoring a file against those criteria rather than against the agency engines in Government. The catalogue names this slot. No specification for it survives in the recorded definitions, so no endpoint detail is on record. ## More in Eligibility - Previous product: Insurance