# Sharper Lending # Sharper Lending A credit vendor integrated for consumer credit reports, reachable through the single canonical credit contract. Sharper Lending is one of the bureaus behind Credit. Which bureau a given pull reaches is a lender configuration rather than a property of the request — the caller sends a borrower and a pull type, and the canonical credit response comes back the same shape whichever bureau answered. The credit vertical carries no committed default ordering for that reason. The recorded configuration states it is set per lender, so the product page shows the vendor roster rather than a sequence that was never fixed. ## Products it serves - Credit - Connection ## Position in the ordering - Credit configured per lender ## How this integration is built - **connection configuration** — The wire protocol. One repository per vendor API call, not per vendor. - **language configuration** — The field mapping between the vendor's vocabulary and the canonical model. - **flow file** — The four-way translation: canonical request, vendor request, vendor response, canonical response. - **waterfall priority** — One line naming where this vendor sits in the vertical's ordering. - **status call** — Activating the vendor for a lender, optionally with the lender's own credentials. ## Evidence This vendor is on the roster because each of the following resolves to a committed artifact. - `credit-pp-data product/data/flows/sharper-lending.json`