Employment and income
Products
Collects employment and the income that comes from it — employer, role, dates, and the pay in the components a lender underwrites: base, overtime, bonus and commission.
- Used when
- After the borrower is identified and reachable, and again for each previous employer needed to cover the required history.
- Collects
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- The current employer, the role, the start date, and whether the borrower is still there.
- Pay, separated into base, overtime, bonus and commission.
- Previous employment, with dates, until the required history is covered.
- The same for a co-borrower.
- Returns
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- The employment records and the income components on each, written to the loan record.
- Hands off
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- Self-employment income — income from a business the borrower owns
- Other income — income from any source that is not employment
- Evidence
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Others in Products
- Application document
- Assets
- Co-borrower invitation
- Contact details
- Correction
- Credit
- Declarations
- Demographic details
- Frequently-asked questions
- Gifts and grants
- Liabilities
- Loan lookup
- Military service
- Mortgage details
- Other income
- Personal identity
- Preapproval letter
- Pricing
- Rate estimate
- Real estate owned
- Residency
- Self-employment income
- Workspace assistant