Automation
Automated pre-approval, income qualification, post-close boarding and reporting.
Move the loan without a human.
Automation acts on verified inputs rather than gathering them. Each product here sits downstream of the verification and contract products and produces a decision, a calculation or a transfer that would otherwise be a person's task.
The decision is only as good as its inputs, which is why the pre-approval product refuses self-reported figures: every input it consumes carries which vendor produced it and when.
Products
In the order the value chain runs.