Skip to content
Staircase

Xactus

A credit vendor integrated for consumer credit reports, with a recovered field mapping.

Xactus is reached through Credit under the same canonical contract as the other bureaus. A language configuration for it survives in the committed sources, so the field-level mapping between its own vocabulary and the canonical credit classes renders below rather than being described in prose.

That mapping is the whole integration surface a caller never sees. It is what makes the credit response identical in shape whichever bureau produced it, and it is why adding a bureau is a configuration rather than a change to the product.

Products it serves

Position in the ordering

  • Credit configured per lender

Field mapping

FlowCanonical inVendor inVendor outCanonical outLender credentials
credit-verify staircase-graph credit-input credit-mismo231 staircase-graph

How this integration is built

connection configuration
The wire protocol. One repository per vendor API call, not per vendor.
language configuration
The field mapping between the vendor's vocabulary and the canonical model.
flow file
The four-way translation: canonical request, vendor request, vendor response, canonical response.
waterfall priority
One line naming where this vendor sits in the vertical's ordering.
status call
Activating the vendor for a lender, optionally with the lender's own credentials.

Evidence

This vendor is on the roster because each of the following resolves to a committed artifact.

  • credit-pp-data product/data/flows/xactus.json
  • mortgage-verification-credit-xactus

Type to search.