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Staircase

Plaid

An account-connection vendor used for asset verification and, through the same connection, income.

The vendor's strength is the breadth of institutions it connects to, which is what a fallback position in an asset ordering is for: the earlier vendors cover more of the common cases, and this one covers institutions they miss.

It sits third in the committed asset ordering.

Products it serves

Position in the ordering

  • Income ArgyleAtomicEquifaxExperianFinicityMeridianPinwheelPlaidTrueworkTruework-Instant
  • Asset EquifaxFinicityPlaid

Field mapping

FlowCanonical inVendor inVendor outCanonical outLender credentials
asset staircase-graph asset-input asset-plaid-output staircase-graph not enabled

How this integration is built

connection configuration
The wire protocol. One repository per vendor API call, not per vendor.
language configuration
The field mapping between the vendor's vocabulary and the canonical model.
flow file
The four-way translation: canonical request, vendor request, vendor response, canonical response.
waterfall priority
One line naming where this vendor sits in the vertical's ordering.
status call
Activating the vendor for a lender, optionally with the lender's own credentials.

Evidence

This vendor is on the roster because each of the following resolves to a committed artifact.

  • StaircaseAPI/asset-product-data product/data/waterfall/waterfall.json waterfall
  • StaircaseAPI/income-pp-data product/data/waterfall/waterfall.json waterfall
  • asset-product-data product/data/flows/plaid.json
  • income-pp-data product/data/flows/plaid.json

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